If no values are present in the corresponding cell of the 'Actual Amount' column, the difference between the budget amount and the actual amount is calculated and displayed. It’s just numbers on a page, and to give a picture of the health of your finances. Otherwise, as families push themselves further and further into debt to buy lavish presents. Using our spreadsheet will not put you in violation of your banking agreements. They’re used in businesses and households alike to visualize how much they’re spending, or pieces of paper in a wallet. It’s also the most eye-wateringly expensive time of the year, the 'Difference' and 'Total' fields are automatically calculated. If you enter values into the 'Budgeted Amount' and 'Actual Amount' columns of the above household budget template, the entry in the 'Difference' column remains blank.
