Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored. Embrace Pet Insurance Agency in the United States are underwritten by American Modern Insurance Group (A+ Superior rated by A.M. Best as of January 23, 2012). The information herein is summarized. All pet insurance plans have limitations and exclusions. For complete details refer to our policy before purchase. Embrace Pet Insurance Agency in the United States are underwritten by American Modern Insurance Group (A+ Superior rated by A.M. Best as of January 23, 2012). The information herein is summarized. All pet insurance plans have limitations and exclusions. For complete details refer to our policy before purchase.